Share Draft Checking

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Simple Checking

Simple checking is just as it sounds, SIMPLE!

This account requires no minimum balance, and is remains free of the monthly service charge as long as you choose one of the following:

  • Enroll to receive E-Statements.
  • Perform 20 or more signature based transactions with your Visa Debit card during the course of the month*.
  • Or have a qualifying payroll direct deposit of $200.00 or more into your checking account at least once per month. 


Gold Checking

There are two options for keeping this account at no cost to you!

  • Maintain a daily balance of $100.00 or more.
  • Or perform at least 20 signature based transactions with your Visa Debit card per month*.
  • No E-Statement or direct deposit required!


Senior Checking:

This account was specifically designed for our members over 62.

  • Free checking with a direct deposit of $200.00 or more at least once a month
  • OR by performing at least 20 signature transactions with your Visa Debit card per month*.
  • PLUS get a free box of checks with a new Social Security direct deposit or by maintaining an average daily balance of $100.00 or more for 12 months!

If you elect to pay the monthly service fee on the account of your choice, the fee for each of the accounts listed above is $5.00.

*A signature based transaction refers to purchases made in which tell the merchant to process the card as “credit” rather than “debit”. You do not enter a PIN number for signature based transactions.

If you already have a share draft account with Pickens FCU, you can order checks online by clicking the link below!

 

VISA Debit Card

What could be better than making your purchases quickly and conveniently? With a VISA Debit Card your payment is debited from your Share Draft Checking Account. you won't have to write a check, and you won't have to make a trip to the credit union to withdraw the money for your purchase.

VISA Debit Cards are accepted in more than 150 countries worldwide. This gives you the purchasing power in stores all over as well as online internet shopping.

Your monthly statement will show your payment that has been deducted from your account. This helps for easier record management. Wherever you see the VISA symbol, your VISA debit card will be accepted.

To change your current PIN, call our Interactive Voice Response system at 1-800-567-3451.

In Case of a Lost or Stolen Debit Card call 1-800-554-8969 immediately. If you suspect fraud visit the credit union as soon as possible.

Download the new CardValet app to control all of our debit cards. Save time and gain peace of mind knowing you can control the cards in your wallet with the phone in your pocket.

For resources to help learn about and protect yourself against fraud visit the NCUA Fraud Prevention Center.