Loan Products - Pickens Federal Credit Union offers several loan products to suit your needs. For more information, speak to a loan officer at the credit union.
Car Loans - Have you been putting off purchasing a new car because you hate the thought of making car payments with high interest rates? Pickens Federal Credit Union offers excellent rates on both new and used vehicles, recreational vehicles, boats, campers, motorcycles, farm tractors, and other collateral.
New Vehicles - 3 years or newer with less than 30,000 miles Rates as low as 1.99%
Used Vehicles - 3 years or older with greater than 30,000 miles Rates as low as 3.75%
Recreational – Includes boats, tractors, motorcycles, etc. Up to 72 Month Financing. Rates as low as 4%
Motor Home/Camper – Up to 144 Month Financing. Rates as low as 4.75%
Unsecured Personal Loans - No collateral needed. Based on your credit status. Up to $15,000.00 with rates as low as 9.75%
Loyalty Loans - Tired of those high interest credit cards? Come in and consolidate up to $20,000 at a rate as low as 8%.
Share Secured Loans - Use your savings to secure your loan while continuing to earn dividends! Rate is 3% plus share savings dividend rate
Credit Builder Loan - 12 months, $1200 at only 12%.
Mortgage Loans - Apply for a Mortgage by contacting a credit union loan officer.